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CBN Refinancing & Restructuring Fund


Central Bank of Nigeria


This is for the re-financing and restructuring of banks, loans to the manufacturing sector. Working capital facility of one year with provision of roll over for a maximum of 3years.

Loan Limit

Maximum limit N1Bn

Interest Rate

  • Moratorium available
  • Interest rate: 7%

Max Tenor

Maximum Tenor: 15 years

Security Required

Minimum Equity Contribution-30% of total project cost plus any of legal mortgage, all assets debentures, personal guarantor

Documents Required

Customers request letter
Latest Financials
6months account statement
Certificate of Incorporation
Copies of duly executed offer documents evidencing existence of facility
An abridged business plan or feasibility study that includes the cash flow projections detailing the repayment schedule

On-lending agreement

Approval Time

About Four (4) months from the time you submit all the required documentation

Thinking About Repayment Plan?

Calculate the monthly payment and overpayment for the loan
10 00010 000 000

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